CosyCredit 1.0.2

CosyCredit provides a reliable and straightforward solution to access funds conveniently when needed.

Requirements for application:

1. A valid Ghana Card
2. A mobile money account in your name
3. Acceptance of MTN, Airtel, and Vodafone mobile money wallets
4. Ghana citizenship and age over 18 years

Application process:

1. Download the app and enter your information once
2. Register using your personal details and apply in minutes
3. If approved, the loan amount will be credited directly to your mobile money account

The CosyCredit app streamlines the credit application process, allowing you to request loans conveniently. Upon approval, you'll swiftly receive your mobile loan. Customers can apply for sums between GHS100 and GHS10,000, with repayment terms ranging from 91 to 365 days.

Eligibility requirements:

1. Ghanaian citizenship
2. Ages between 18 and 65 years
3. Loan amounts from GHS100 to GHS10,000
4. Annual Percentage Rate (APR) between 12% and 24%

For instance, with a GHS1000 loan over 365 days at an APR of 20%:

• Principal loan amount: GHS1000
• Total interest: GHS1,000 * 20% = GHS200
 
• Total repayment due: GHS1000 + GHS1,000 * 20% = GHS1,200
 
• Total repayment period: 365 days

If you have any inquiries or feedback, feel free to reach out to us at [email protected]. Our office is located at 56AR+6CW, Damongo, Ghana.